How Old Were You When You Applied For Your First Credit Card?

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How Old Were You When You Applied For Your First Credit Card?

At the age of 18, just starting college, I thought that I would apply for a credit card to help with my mother, financially. I was working at Kmart full-time and the pay was okay for an 18 year, of course I could have used more money. So, I applied and was approved.

I was already married when I got my first credit card... so I would have been 22.

I'm not following how having a credit card would help your mother financially... you mean she wouldn't accept you giving her cash to help out?

I applied for my first credit card 8 months ago when I was 38. I got sick of having a thin credit file, so I decided to establish a credit history. My credit score went from the 600s to the 700s. I wish I'd gotten a credit card at least a year or two sooner because the length of your credit history also affects your score.

When I was 17 or 18 :).

I was 19 and in college. It was limited to books and other stationery only.

I believe I was either 18 or 19 years old. Although I cannot remember which one was in fact my first credit card. I think I had a minor one with only like a $250 balance or something like that. This was 20 years ago though.

When I started college however, I definitely had a credit card, I recall. The main reason I remembered was because I was in a dorm living away from home at the time and I was putting all of my bills on it, then my parents were paying the bills for me via my savings account at a bank back home. Needless to say, my credit score shot up as did my limits, very quickly. I would say by the time I was 20-21, I had quite a bit of available credit for someone my age.

I was 18 yeaqrs old. I was basically using it for stuff i needed.

I applied for a credit card at 18 just when I was going to university and it was the single biggest mistake of my life! I'd never lived on my own before and just wasn't ready for the responsibility!

How Old Were You When You Applied For Your First Credit Card? | ConsumerFu


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