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In today’s competitive job market grad school is well worth the investment. However the implied expenses can be tough to take on, especially if you are unprepared to address the costs of higher education.

Apart from tuition, which can cost upwards of $20,000 to $30,000 a year, grad students need to cover other expenses like books, housing, and day to day costs of living. Without the proper financial preparation, paying for grad school can be lead to considerable debt.

Here are some helpful ways to save money while attending post-secondary education or doing your under-grad: